Mortgage Advice

---

First Time Buyer

Buying your first home is an exciting yet daunting prospect. So many things to consider, so many questions to ask – we will support you and hold your hand throughout the process from start to finish. Offering whole of market mortgage advice, recommending and liaising with solicitors, assisting with all relevant documentation on your behalf and much more – no stone is unturned when dealing with our friendly team.

Remortgage

Remortgaging can be used for many reasons including home improvements to your property, consolidating debt, borrowing additional funds to purchase another property or simply seeking a lower interest rate.

However, most people simply switch mortgage products and lenders to get the best deal and rates. For example; the introductory fixed deal has now finished, your mortgage will move to the lenders standard variable rate (SVR). This generally will have a higher interest rate but will not have any exit fees. Moving to a new deal with your current lender may not be the right option, this is where we can help search the whole of market.

Home Mover

Taking the leap to jump ship and move home is exciting yet intimidating.

Moving your current mortgage to fund this purchase can be quite complicated however not impossible. Most lenders will allow you to move your mortgage to the new property, but you should seek advice to ensure you are getting the right deal. This is where we can help. We’re here to put your mind at ease and guide you to the most suitable deal for your new home.

Buy to Let

Having a second property to let to tenants could reap considerable financial rewards. More and more people have turned to this form of investment to grow their wealth; however, it is not without risk .

Becoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated than it first appears. It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise.

Recent government changes have made this area of investment needing more advice than ever before. We have access to the to the whole of market and can help find the right deal for you and your investment whether you chose to have 1 property or a whole portfolio.

* This information is intended to provide a general understanding of the topic. The contents should not be treated as advice. For personalised advice, please submit an enquiry.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Some Buy to Lets are not regulated by the Financial Conduct Authority.